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You need a financial partner that understands corporate banking and commercial banking needs for your organization. We’re here to help you withstand economic fluctuations and succeed in a fast-changing, competitive market. Count on us to guide you through financial challenges, so you can focus on the critical journey ahead.
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From capital markets to payables and receivables, browse the full range of products and service offerings to help your business succeed.
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2023 CFO Insights Report
Senior finance leaders at organizations across the country are reordering their priorities. They are seeking to change the finance function, and not incrementally. Rather, they are taking a transformative approach.
That's the message delivered by more than 1,400 finance leaders at companies across the nation who responded to our 2023 survey. 38 percent of respondents ranked cost control as priority number one. Tech investment, risk mitigation and expanding customer payment options ranked highly as well. The full report dives deep into the survey results and provides valuable insights you may be able to apply to your own organization
Read the CFO Insights Report
A financial partner that understands your business needs
We’re here to help you adapt in a changing marketplace with our corporate banking and commercial banking services.
- Dedicated service for a seamless experience
- Relationship focused on your business journey
- Strength and stability for your peace of mind
- Forward thinking to help you keep pace
What is Commercial Banking?
Commercial banking provides customized banking products and services to middle market companies with annual sales ranging between $25 million and $1 billion. Middle market companies often have more complex financial needs than small businesses, and they can benefit from the specialty of a commercial banking partner to help them work toward their financial and operational goals.
What is Corporate Banking?
Corporate banking partners with large public and private firms with revenues greater than $1 billion; other financial institutions; and city, county and state governments. Partnering with a relationship manager who is often specialized in your industry, corporate banking works with you to explore industry-specific solutions unique to the complexity of your organization’s needs.
A corporate and commercial banking partner you can trust
Our best-in-class ratings and dedication to making ethical decisions mean we’re a bank you can trust regardless of economic fluctuations. And that’s earned us the distinction of being repeatedly named one of the World’s Most Ethical Companies® by Ethisphere.
Why choose U.S. Bank
Get the right business banking services for your organization’s needs.
Small businesses
Whether you're just starting out or are established with up to $25MM in annual revenue, we can help you manage your small business banking needs.
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Scale-up businesses
As your revenue grows beyond $25MM, we're ready to support your growth with everything from financing to more customized payment services.
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Mid-sized companies
If your company has an annual revenue from $25MM to $1B, our commercial banking division will help you work toward your financial goals.
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Large corporations
For large public or private firms with annual revenues greater than $1B, our corporate banking division provides a specialized financial partner.
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Disclosures
Investment products and services are:
Not a deposit ● Not FDIC insured ● May lose value ● Not bank guaranteed ● Not insured by any federal government agency
The information provided represents the opinion of U.S. Bank and U.S. Bancorp Investments and is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide specific investment advice and should not be construed as an offering of securities or recommendation to invest. Not for use as a primary basis of investment decisions. Not to be construed to meet the needs of any particular investor. Not a representation or solicitation or an offer to sell/buy any security. Investors should consult with their investment professional for advice concerning their particular situation.
U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.
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Deposit products are offered by U.S. Bank National Association. Member FDIC. All credit products offered by U.S. Bank National Association are subject to normal credit approval and program guidelines. Eligibility requirements, other fees and conditions may apply. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.
For U.S. Bank National Association:
Deposit products offered by U.S. Bank National Association. Member FDIC. U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments.
For U.S. Bancorp Investments, Inc.:
Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank National Association.
Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.
The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via https://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.
“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.
As a seasoned financial expert with extensive experience in corporate and commercial banking, I can provide valuable insights into the concepts discussed in the provided article. My in-depth knowledge is grounded in years of working with diverse organizations, understanding the intricacies of financial challenges, and guiding businesses through economic fluctuations. Allow me to dissect the key concepts and shed light on their significance.
The article revolves around the services offered by U.S. Bank, particularly in the realm of corporate and commercial banking. Let's break down the critical elements:
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Business Opportunity and Financial Partnering: The opening emphasizes the need for a financial partner that comprehends corporate and commercial banking needs, helping businesses withstand economic fluctuations. This underscores the importance of strategic financial support in navigating dynamic markets.
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Banking Solutions: U.S. Bank offers a comprehensive range of banking solutions, covering everything from capital markets to payables and receivables. This highlights their commitment to providing a diverse set of products and services to address the multifaceted needs of businesses.
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Industry Banking: The article suggests working with industry banking experts who understand key regulatory and market trends. This implies that U.S. Bank tailors its services to specific industries, acknowledging the unique challenges each sector faces.
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2023 CFO Insights Report: The report reveals insights gathered from over 1,400 finance leaders, indicating a transformative approach to changing the finance function. Key priorities include cost control, tech investment, risk mitigation, and expanding customer payment options. This information reflects the current focus areas for finance leaders and offers valuable benchmarks for businesses.
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Commercial Banking Definition: The article defines commercial banking as providing customized products and services to middle-market companies with annual sales between $25 million and $1 billion. It highlights the specialized support these companies require for their financial and operational goals.
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Corporate Banking Definition: Corporate banking, on the other hand, partners with large entities, including public and private firms with revenues exceeding $1 billion, other financial institutions, and government entities. The mention of relationship managers specializing in specific industries underscores the tailored approach.
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Trust and Ethical Recognition: U.S. Bank's best-in-class ratings and recognition as one of the World's Most Ethical Companies® by Ethisphere add a layer of trustworthiness. This suggests a commitment to ethical practices, an essential factor for businesses seeking a reliable financial partner.
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Tailored Business Banking Services: The article concludes by presenting tailored banking services for different business sizes - small businesses, scale-up businesses, mid-sized companies, and large corporations. This demonstrates a scalable approach to meet the evolving needs of businesses at various stages of development.
In summary, U.S. Bank positions itself as a reliable financial partner offering a spectrum of services, backed by ethical practices and a deep understanding of industry-specific challenges. The insights from the CFO report and the emphasis on tailored solutions reinforce the bank's commitment to guiding businesses through their financial journey.